Impact at Pinetree

The Pinetree Growth Equity Fund is established as an Article 9 Fund under the EU Sustainable Finance Disclosure Regulation (SFDR). Sustainable investing is the core objective of our strategy, integrated into every stage of the investment lifecycle, from initial screening to value creation and exit.

We bridge the financing gap in Emerging Asia by backing technology-driven financial institutions that prioritize customer-centricity, robust governance, and rigorous client protection.

Sustainable Investment Objective

Empowering customers and small businesses in the Emerging Asian mass market

The Fund’s sustainable investment objective is:

“To empower customers and small businesses in the Emerging Asian mass market, enhancing their livelihoods by investing in financial service providers that offer customer-centric financial solutions with robust customer protection.”

Focusing on relevance, affordability and distribution creates a strong demand from billions of small businesses and mass market customers. A strong credit policy, appropriate collection practices, and proper information is essential for managing vulnerable customers and ensuring a sustainable banking business.

The sustainable investment objective is pursued through intentional capital allocation, active ownership and continuous impact monitoring throughout the investment period.

How financial services drives Sustainable Development Goals

Poverty
Supporting small-scale producers through financial inclusion is a powerful lever to fight poverty by:

  • Improving access to inputs and markets
  • Increasing resilience to shocks
  • Improving resilience and household outcomes

Gender equality
Financial inclusion services strengthens women’s financial autonomy, resilience and economic participation:

  • Enabling savings and financial control
  • Reducing inequality and empowering women

Decent work and economic growth
Financial inclusion unlocks the growth potential of MSEs and supports inclusive economic development by:

  • Expanding operations and productivity
  • Creating jobs and increase incomes
  • Contributing to broader economic growth


Climate action
Financial inclusion services such as insurance, savings and social protection payments strengthen climate resilience and adaptation by:

  • Adapting livelihoods in response to
    longer-term climate change
  • Preparing for, managing through and recovering from climate shocks

Impact Measurement & Frameworks

Our impact performance is monitored using internationally recognized standards and structured data collection across the portfolio.

Impact measurement and management is conducted in close collaboration with Gojo & Company, a recognized leader in impact investing and impact management, which supports and leads the Fund’s impact measurement efforts.

Guiding responsible finance practices, client protection standards, and international recognized metrics

Providing standardized indicators for measuring access, usage, and quality of financial services

Impact considerations are integrated throughout the investment lifecycle. Ensuring responsible, measurable, and meaningful impact on every aspect of our investment process

Contact us

Headquarter

CodanHus
Gammel Kongevej 60,
1850 Frederiksberg C
Copenhagen, Denmark